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Planters Bank & Trust Company
Indianola, MS · FDIC Certificate #8235 · Chartered 04/1
Total assets
$2.71B
Total deposits
$2.28B
Total equity
$313.26M
Net loans
$1.79B
Branches (offices)
30
Net income (YTD)
$16.41M
Rank: #474 of 4,213 U.S. banks by assets · #8 of 57 in Mississippi. Assets changed 26.9% and deposits 25.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.32% |
| Return on equity | 11.63% |
| Net interest margin (YTD) | 3.98% |
| Equity to assets | 11.55% |
| Tier 1 leverage ratio | 11.19% |
| Uninsured deposits (share of deposits) | 38.8% |
| Noncurrent loans (share of loans) | 0.61% |
| Net charge-offs (share of loans) | 0.25% |
| Loans to deposits | 78.3% |
| Real estate loans (share of loans) | 82.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.47B | 82.1% | |
| Commercial & industrial | $185.79M | 10.4% | |
| Consumer / individual | $27.00M | 1.5% | |
| Construction & development | $169.96M | 9.5% | |
| Agricultural | $91.28M | 5.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.81B | $1.62B | $9.13M | $164.15M |
| Jun 2023 | $1.98B | $1.61B | $8.50M | $168.15M |
| Jun 2024 | $2.02B | $1.67B | $6.08M | $186.99M |
| Jun 2025 | $2.14B | $1.82B | $8.92M | $212.43M |
| Jun 2026 | $2.71B | $2.28B | $16.41M | $313.26M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $1.58B | 19 |
| Louisiana | $503.70M | 9 |
| Tennessee | $190.52M | 1 |
| Texas | $5.04M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.28B.
Similar-sized banks
Tradition Capital Bank ($2.72B) · Calprivate Bank ($2.71B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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