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Calprivate Bank
La Jolla, CA · FDIC Certificate #58291 · Chartered 12/1
Total assets
$2.71B
Total deposits
$2.38B
Total equity
$299.36M
Net loans
$2.10B
Branches (offices)
7
Net income (YTD)
$26.74M
Rank: #475 of 4,213 U.S. banks by assets · #36 of 115 in California. Assets changed 10.3% and deposits 10.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.02% |
| Return on equity | 18.54% |
| Net interest margin (YTD) | 5.22% |
| Equity to assets | 11.06% |
| Tier 1 leverage ratio | 11.52% |
| Uninsured deposits (share of deposits) | 56.5% |
| Noncurrent loans (share of loans) | 1.26% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 88.2% |
| Real estate loans (share of loans) | 78.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.64B | 78.1% | |
| Commercial & industrial | $456.44M | 21.7% | |
| Consumer / individual | $2.01M | 0.1% | |
| Construction & development | $49.99M | 2.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.61B | $1.45B | $11.40M | $145.51M |
| Jun 2023 | $1.98B | $1.70B | $25.10M | $182.58M |
| Jun 2024 | $2.29B | $2.00B | $16.39M | $216.26M |
| Jun 2025 | $2.45B | $2.17B | $21.86M | $260.84M |
| Jun 2026 | $2.71B | $2.38B | $26.74M | $299.36M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $2.38B | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.38B.
Similar-sized banks
Planters Bank & Trust Company ($2.71B) · Beverly Bank & Trust Company, National Association ($2.69B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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