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Provident Savings Bank, F.S.B.
Riverside, CA · FDIC Certificate #30879 · Chartered 07/0
Total assets
$1.21B
Total deposits
$916.83M
Total equity
$122.77M
Net loans
$1.03B
Branches (offices)
14
Net income (YTD)
$3.89M
Rank: #889 of 4,213 U.S. banks by assets · #55 of 115 in California. Assets changed -3.0% and deposits 2.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.64% |
| Return on equity | 6.46% |
| Net interest margin (YTD) | 3.18% |
| Equity to assets | 10.16% |
| Tier 1 leverage ratio | 10.30% |
| Uninsured deposits (share of deposits) | 19.5% |
| Noncurrent loans (share of loans) | 0.05% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 112.6% |
| Real estate loans (share of loans) | 100.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.04B | 100.6% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $58.00K | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.19B | $964.61M | $4.55M | $124.88M |
| Jun 2023 | $1.33B | $957.82M | $4.53M | $125.95M |
| Jun 2024 | $1.27B | $894.74M | $3.87M | $126.60M |
| Jun 2025 | $1.25B | $895.18M | $3.87M | $125.23M |
| Jun 2026 | $1.21B | $916.83M | $3.89M | $122.77M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $916.83M | 14 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $916.83M.
Similar-sized banks
The First National Bank Of Hutchinson ($1.21B) · Pacific Coast Bankers' Bank ($1.21B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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