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Psb Bank
Rhineland, MO · FDIC Certificate #15264 · Chartered 08/1
Total assets
$854.49M
Total deposits
$694.09M
Total equity
$71.40M
Net loans
$664.04M
Branches (offices)
15
Net income (YTD)
$4.99M
Rank: #1,187 of 4,213 U.S. banks by assets · #45 of 190 in Missouri. Assets changed 22.3% and deposits 19.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.19% |
| Return on equity | 13.19% |
| Net interest margin (YTD) | 4.23% |
| Equity to assets | 8.36% |
| Tier 1 leverage ratio | 8.12% |
| Uninsured deposits (share of deposits) | 8.9% |
| Noncurrent loans (share of loans) | 0.29% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 95.7% |
| Real estate loans (share of loans) | 86.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $573.77M | 86.4% | |
| Commercial & industrial | $68.61M | 10.3% | |
| Consumer / individual | $10.81M | 1.6% | |
| Construction & development | $65.18M | 9.8% | |
| Agricultural | $15.24M | 2.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $535.46M | $469.31M | $2.33M | $43.94M |
| Jun 2023 | $618.22M | $520.79M | $2.67M | $48.87M |
| Jun 2024 | $669.64M | $542.78M | $3.08M | $55.96M |
| Jun 2025 | $698.48M | $581.25M | $3.99M | $65.19M |
| Jun 2026 | $854.49M | $694.09M | $4.99M | $71.40M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $694.09M | 15 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $694.09M.
Similar-sized banks
Skowhegan Savings Bank ($855.01M) · Focus Bank ($854.14M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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