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Skowhegan Savings Bank
Skowhegan, ME · FDIC Certificate #19532 · Chartered 10/0
Total assets
$855.01M
Total deposits
$715.30M
Total equity
$123.97M
Net loans
$610.55M
Branches (offices)
12
Net income (YTD)
$6.70M
Rank: #1,186 of 4,213 U.S. banks by assets · #16 of 22 in Maine. Assets changed 1.4% and deposits 1.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.58% |
| Return on equity | 11.12% |
| Net interest margin (YTD) | 3.93% |
| Equity to assets | 14.50% |
| Tier 1 leverage ratio | 15.81% |
| Uninsured deposits (share of deposits) | 22.5% |
| Noncurrent loans (share of loans) | 0.42% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 85.4% |
| Real estate loans (share of loans) | 83.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $511.68M | 83.8% | |
| Commercial & industrial | $53.76M | 8.8% | |
| Consumer / individual | $47.72M | 7.8% | |
| Construction & development | $7.24M | 1.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $754.38M | $650.21M | $1.83M | $89.98M |
| Jun 2023 | $792.75M | $647.97M | $3.21M | $91.64M |
| Jun 2024 | $880.88M | $709.47M | $3.80M | $98.71M |
| Jun 2025 | $843.14M | $706.71M | $4.14M | $110.11M |
| Jun 2026 | $855.01M | $715.30M | $6.70M | $123.97M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Maine | $715.30M | 12 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $715.30M.
Similar-sized banks
Harmony Bank ($855.27M) · Psb Bank ($854.49M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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