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Riverside Bank
Sparkman, AR · FDIC Certificate #93 · Chartered 01/0
Total assets
$73.91M
Total deposits
$56.64M
Total equity
$11.82M
Net loans
$62.39M
Branches (offices)
2
Net income (YTD)
$402.00K
Rank: #3,880 of 4,213 U.S. banks by assets · #76 of 78 in Arkansas. Assets changed 4.0% and deposits -4.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.12% |
| Return on equity | 6.93% |
| Net interest margin (YTD) | 4.99% |
| Equity to assets | 15.99% |
| Tier 1 leverage ratio | 12.29% |
| Uninsured deposits (share of deposits) | 22.9% |
| Noncurrent loans (share of loans) | 0.04% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 110.2% |
| Real estate loans (share of loans) | 85.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $53.39M | 85.6% | |
| Commercial & industrial | $6.80M | 10.9% | |
| Consumer / individual | $2.27M | 3.6% | |
| Construction & development | $4.70M | 7.5% | |
| Agricultural | $20.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $63.14M | $53.35M | $638.00K | $5.55M |
| Jun 2023 | $59.39M | $50.68M | $442.00K | $5.57M |
| Jun 2024 | $60.24M | $50.55M | $446.00K | $5.47M |
| Jun 2025 | $71.04M | $59.45M | $307.00K | $10.35M |
| Jun 2026 | $73.91M | $56.64M | $402.00K | $11.82M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $56.64M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $56.64M.
Similar-sized banks
Bank Of Iberia ($73.92M) · Union State Bank ($73.85M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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