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Union State Bank
Uniontown, KS · FDIC Certificate #16788 · Chartered 08/0
Total assets
$73.85M
Total deposits
$65.20M
Total equity
$7.03M
Net loans
$56.48M
Branches (offices)
2
Net income (YTD)
$1.06M
Rank: #3,881 of 4,213 U.S. banks by assets · #151 of 183 in Kansas. Assets changed 6.0% and deposits 5.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.91% |
| Return on equity | 32.60% |
| Net interest margin (YTD) | 4.94% |
| Equity to assets | 9.52% |
| Tier 1 leverage ratio | 10.36% |
| Uninsured deposits (share of deposits) | 24.6% |
| Noncurrent loans (share of loans) | 0.18% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 86.6% |
| Real estate loans (share of loans) | 61.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $34.86M | 61.7% | |
| Commercial & industrial | $8.18M | 14.5% | |
| Consumer / individual | $2.78M | 4.9% | |
| Construction & development | $1.40M | 2.5% | |
| Agricultural | $11.25M | 19.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $66.48M | $61.28M | $331.00K | $4.01M |
| Jun 2023 | $63.86M | $58.49M | $452.00K | $4.42M |
| Jun 2024 | $67.14M | $60.01M | $571.00K | $5.12M |
| Jun 2025 | $69.64M | $61.68M | $621.00K | $5.61M |
| Jun 2026 | $73.85M | $65.20M | $1.06M | $7.03M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $65.20M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $65.20M.
Similar-sized banks
Riverside Bank ($73.91M) · Citizens State Bank Of Luling ($73.82M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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