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Riverwind Bank
Augusta, AR · FDIC Certificate #15035 · Chartered 03/0
Total assets
$167.82M
Total deposits
$153.02M
Total equity
$10.63M
Net loans
$109.13M
Branches (offices)
4
Net income (YTD)
$675.00K
Rank: #3,181 of 4,213 U.S. banks by assets · #68 of 78 in Arkansas. Assets changed 14.0% and deposits 13.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.81% |
| Return on equity | 13.24% |
| Net interest margin (YTD) | 3.81% |
| Equity to assets | 6.33% |
| Tier 1 leverage ratio | 9.09% |
| Uninsured deposits (share of deposits) | 21.1% |
| Noncurrent loans (share of loans) | 0.16% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 71.3% |
| Real estate loans (share of loans) | 86.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $94.59M | 86.7% | |
| Commercial & industrial | $9.53M | 8.7% | |
| Consumer / individual | $2.25M | 2.1% | |
| Construction & development | $16.27M | 14.9% | |
| Agricultural | $4.11M | 3.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $129.30M | $116.09M | $417.00K | $7.00M |
| Jun 2023 | $137.41M | $126.63M | $272.00K | $7.35M |
| Jun 2024 | $145.86M | $131.29M | $354.00K | $7.70M |
| Jun 2025 | $147.21M | $134.85M | $461.00K | $8.38M |
| Jun 2026 | $167.82M | $153.02M | $675.00K | $10.63M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $153.02M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $153.02M.
Similar-sized banks
Commerce Bank ($167.90M) · The Brady National Bank ($167.71M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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