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The Brady National Bank
Brady, TX · FDIC Certificate #3109 · Chartered 07/1
Total assets
$167.71M
Total deposits
$153.25M
Total equity
$13.62M
Net loans
$76.25M
Branches (offices)
1
Net income (YTD)
$1.01M
Rank: #3,182 of 4,213 U.S. banks by assets · #268 of 346 in Texas. Assets changed 16.2% and deposits 15.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.23% |
| Return on equity | 15.07% |
| Net interest margin (YTD) | 3.10% |
| Equity to assets | 8.12% |
| Tier 1 leverage ratio | 10.00% |
| Uninsured deposits (share of deposits) | 39.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 49.8% |
| Real estate loans (share of loans) | 70.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $54.04M | 70.9% | |
| Commercial & industrial | $19.91M | 26.1% | |
| Consumer / individual | $2.40M | 3.2% | |
| Construction & development | $2.91M | 3.8% | |
| Agricultural | $1.17M | 1.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $139.85M | $131.18M | $984.00K | $8.19M |
| Jun 2023 | $140.86M | $125.01M | $963.00K | $9.26M |
| Jun 2024 | $137.47M | $127.13M | $792.00K | $9.77M |
| Jun 2025 | $144.39M | $132.30M | $916.00K | $11.34M |
| Jun 2026 | $167.71M | $153.25M | $1.01M | $13.62M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $153.25M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $153.25M.
Similar-sized banks
Riverwind Bank ($167.82M) · The First National Bank Of Eagle Lake ($167.65M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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