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Schuyler Savings Bank
Kearny, NJ · FDIC Certificate #30072 · Chartered 01/0
Total assets
$151.21M
Total deposits
$118.04M
Total equity
$21.11M
Net loans
$126.99M
Branches (offices)
2
Net income (YTD)
$146.00K
Rank: #3,297 of 4,213 U.S. banks by assets · #45 of 49 in New Jersey. Assets changed 9.6% and deposits 10.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.20% |
| Return on equity | 1.38% |
| Net interest margin (YTD) | 2.60% |
| Equity to assets | 13.96% |
| Tier 1 leverage ratio | 14.07% |
| Uninsured deposits (share of deposits) | 11.4% |
| Noncurrent loans (share of loans) | 0.36% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 107.6% |
| Real estate loans (share of loans) | 100.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $127.98M | 100.8% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $42.00K | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $126.75M | $101.94M | $235.00K | $20.40M |
| Jun 2023 | $134.63M | $104.21M | $129.00K | $20.96M |
| Jun 2024 | $136.39M | $105.83M | -$94.00K | $21.03M |
| Jun 2025 | $138.00M | $107.32M | $51.00K | $20.87M |
| Jun 2026 | $151.21M | $118.04M | $146.00K | $21.11M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Jersey | $118.04M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $118.04M.
Similar-sized banks
Independent Correspondent Bankers' Bank, Inc. ($151.38M) · Gsl Savings Bank ($151.21M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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