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Security Bank Minnesota
Albert Lea, MN · FDIC Certificate #10984 · Chartered 01/0
Total assets
$145.06M
Total deposits
$125.05M
Total equity
$14.65M
Net loans
$106.33M
Branches (offices)
3
Net income (YTD)
$901.00K
Rank: #3,343 of 4,213 U.S. banks by assets · #136 of 221 in Minnesota. Assets changed -1.1% and deposits 2.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.21% |
| Return on equity | 12.32% |
| Net interest margin (YTD) | 4.64% |
| Equity to assets | 10.10% |
| Tier 1 leverage ratio | 9.78% |
| Uninsured deposits (share of deposits) | 10.1% |
| Noncurrent loans (share of loans) | 2.30% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 85.0% |
| Real estate loans (share of loans) | 24.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $25.78M | 24.2% | |
| Commercial & industrial | $74.59M | 70.2% | |
| Consumer / individual | $1.46M | 1.4% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $6.27M | 5.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $155.82M | $136.68M | $1.07M | $14.71M |
| Jun 2023 | $142.27M | $120.19M | $1.29M | $15.01M |
| Jun 2024 | $146.27M | $123.69M | $551.00K | $14.32M |
| Jun 2025 | $146.69M | $122.66M | $595.00K | $14.48M |
| Jun 2026 | $145.06M | $125.05M | $901.00K | $14.65M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $125.05M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $125.05M.
Similar-sized banks
Vermilion Bank & Trust Company ($145.50M) · Alton Bank ($145.00M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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