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Vermilion Bank & Trust Company
Kaplan, LA · FDIC Certificate #17841 · Chartered 03/0
Total assets
$145.50M
Total deposits
$126.11M
Total equity
$17.74M
Net loans
$68.55M
Branches (offices)
3
Net income (YTD)
$1.42M
Rank: #3,342 of 4,213 U.S. banks by assets · #85 of 103 in Louisiana. Assets changed 0.0% and deposits -1.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.84% |
| Return on equity | 16.49% |
| Net interest margin (YTD) | 4.19% |
| Equity to assets | 12.19% |
| Tier 1 leverage ratio | 12.55% |
| Uninsured deposits (share of deposits) | 18.1% |
| Noncurrent loans (share of loans) | 2.17% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 54.4% |
| Real estate loans (share of loans) | 72.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $49.76M | 72.6% | |
| Commercial & industrial | $5.31M | 7.7% | |
| Consumer / individual | $6.49M | 9.5% | |
| Construction & development | $826.00K | 1.2% | |
| Agricultural | $7.89M | 11.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $150.80M | $139.07M | $1.14M | $10.35M |
| Jun 2023 | $142.25M | $129.97M | $999.00K | $10.67M |
| Jun 2024 | $147.10M | $132.28M | $1.42M | $13.02M |
| Jun 2025 | $145.44M | $128.12M | $1.43M | $15.43M |
| Jun 2026 | $145.50M | $126.11M | $1.42M | $17.74M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $126.11M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $126.11M.
Similar-sized banks
Union Federal Savings And Loan Association ($145.59M) · Security Bank Minnesota ($145.06M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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