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Security Financial Bank
Durand, WI · FDIC Certificate #14222 · Chartered 04/0
Total assets
$1.04B
Total deposits
$827.50M
Total equity
$99.17M
Net loans
$747.07M
Branches (offices)
8
Net income (YTD)
$8.43M
Rank: #1,013 of 4,213 U.S. banks by assets · #29 of 153 in Wisconsin. Assets changed 6.0% and deposits 2.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.64% |
| Return on equity | 17.42% |
| Net interest margin (YTD) | 3.81% |
| Equity to assets | 9.53% |
| Tier 1 leverage ratio | 9.67% |
| Uninsured deposits (share of deposits) | 22.0% |
| Noncurrent loans (share of loans) | 1.44% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 90.3% |
| Real estate loans (share of loans) | 73.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $550.13M | 73.6% | |
| Commercial & industrial | $135.46M | 18.1% | |
| Consumer / individual | $4.23M | 0.6% | |
| Construction & development | $76.34M | 10.2% | |
| Agricultural | $64.56M | 8.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $829.02M | $737.39M | $5.93M | $61.15M |
| Jun 2023 | $828.82M | $709.27M | $3.71M | $59.85M |
| Jun 2024 | $924.56M | $729.56M | $3.88M | $74.99M |
| Jun 2025 | $982.10M | $806.83M | $6.18M | $87.55M |
| Jun 2026 | $1.04B | $827.50M | $8.43M | $99.17M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $827.50M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $827.50M.
Similar-sized banks
Superior National Bank ($1.04B) · The Freedom Bank Of Virginia ($1.04B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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