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Superior National Bank
Hancock, MI · FDIC Certificate #5058 · Chartered 03/0
Total assets
$1.04B
Total deposits
$881.46M
Total equity
$120.36M
Net loans
$671.09M
Branches (offices)
10
Net income (YTD)
$6.11M
Rank: #1,012 of 4,213 U.S. banks by assets · #17 of 72 in Michigan. Assets changed 4.2% and deposits 4.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.17% |
| Return on equity | 10.33% |
| Net interest margin (YTD) | 3.81% |
| Equity to assets | 11.55% |
| Tier 1 leverage ratio | 11.70% |
| Uninsured deposits (share of deposits) | 26.1% |
| Noncurrent loans (share of loans) | 0.65% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 76.1% |
| Real estate loans (share of loans) | 81.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $544.91M | 81.2% | |
| Commercial & industrial | $77.25M | 11.5% | |
| Consumer / individual | $45.05M | 6.7% | |
| Construction & development | $46.58M | 6.9% | |
| Agricultural | $298.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.01B | $898.29M | $4.71M | $88.99M |
| Jun 2023 | $1.02B | $862.90M | $3.60M | $89.76M |
| Jun 2024 | $1.01B | $836.99M | $3.39M | $95.97M |
| Jun 2025 | $1.00B | $842.04M | $3.80M | $107.95M |
| Jun 2026 | $1.04B | $881.46M | $6.11M | $120.36M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Michigan | $881.46M | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $881.46M.
Similar-sized banks
First Southern Bank ($1.04B) · Security Financial Bank ($1.04B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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