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Sherburne Bank
Becker, MN · FDIC Certificate #10169 · Chartered 09/0
Total assets
$351.06M
Total deposits
$289.54M
Total equity
$30.64M
Net loans
$275.62M
Branches (offices)
4
Net income (YTD)
$3.46M
Rank: #2,250 of 4,213 U.S. banks by assets · #76 of 221 in Minnesota. Assets changed 14.1% and deposits 14.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.01% |
| Return on equity | 23.58% |
| Net interest margin (YTD) | 4.74% |
| Equity to assets | 8.73% |
| Tier 1 leverage ratio | 9.46% |
| Uninsured deposits (share of deposits) | 17.1% |
| Noncurrent loans (share of loans) | 0.02% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 95.2% |
| Real estate loans (share of loans) | 81.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $223.38M | 81.0% | |
| Commercial & industrial | $43.76M | 15.9% | |
| Consumer / individual | $12.36M | 4.5% | |
| Construction & development | $39.47M | 14.3% | |
| Agricultural | $30.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $240.34M | $222.16M | $1.67M | $15.55M |
| Jun 2023 | $251.40M | $198.12M | $1.84M | $17.38M |
| Jun 2024 | $278.47M | $224.63M | $2.08M | $19.81M |
| Jun 2025 | $307.76M | $252.48M | $2.73M | $25.39M |
| Jun 2026 | $351.06M | $289.54M | $3.46M | $30.64M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $289.54M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $289.54M.
Similar-sized banks
Kirkwood Bank & Trust Co. ($351.25M) · Today'S Bank ($351.03M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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