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Today'S Bank
Huntsville, AR · FDIC Certificate #33470 · Chartered 07/2
Total assets
$351.03M
Total deposits
$294.60M
Total equity
$27.39M
Net loans
$243.89M
Branches (offices)
11
Net income (YTD)
$1.31M
Rank: #2,251 of 4,213 U.S. banks by assets · #45 of 78 in Arkansas. Assets changed 1.4% and deposits -1.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.75% |
| Return on equity | 9.75% |
| Net interest margin (YTD) | 3.86% |
| Equity to assets | 7.80% |
| Tier 1 leverage ratio | 9.54% |
| Uninsured deposits (share of deposits) | 14.4% |
| Noncurrent loans (share of loans) | 0.74% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 82.8% |
| Real estate loans (share of loans) | 94.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $230.35M | 94.4% | |
| Commercial & industrial | $10.92M | 4.5% | |
| Consumer / individual | $4.04M | 1.7% | |
| Construction & development | $31.87M | 13.1% | |
| Agricultural | $541.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $294.67M | $240.80M | $1.01M | $21.80M |
| Jun 2023 | $332.19M | $278.94M | $980.00K | $21.92M |
| Jun 2024 | $342.59M | $290.93M | $744.00K | $23.45M |
| Jun 2025 | $346.17M | $300.44M | $1.14M | $23.65M |
| Jun 2026 | $351.03M | $294.60M | $1.31M | $27.39M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $294.60M | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $294.60M.
Similar-sized banks
Sherburne Bank ($351.06M) · Clb The Community Bank ($350.87M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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