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Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, NJ · FDIC Certificate #27054 · Chartered 09/2
Total assets
$3.92B
Total deposits
$3.32B
Total equity
$546.60M
Net loans
$437.00K
Branches (offices)
1
Net income (YTD)
$37.05M
Rank: #340 of 4,213 U.S. banks by assets · #11 of 49 in New Jersey. Assets changed -2.7% and deposits -4.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.93% |
| Return on equity | 13.68% |
| Net interest margin (YTD) | 2.38% |
| Equity to assets | 13.95% |
| Tier 1 leverage ratio | 12.72% |
| Uninsured deposits (share of deposits) | 92.3% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 0.0% |
| Real estate loans (share of loans) | 0.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $0 | 0.0% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.58B | $3.17B | $7.47M | $377.54M |
| Jun 2023 | $3.00B | $2.54B | $26.92M | $427.37M |
| Jun 2024 | $3.47B | $2.97B | $36.98M | $471.94M |
| Jun 2025 | $4.03B | $3.47B | $35.35M | $511.58M |
| Jun 2026 | $3.92B | $3.32B | $37.05M | $546.60M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Jersey | $3.32B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.32B.
Similar-sized banks
Commercial Bank Of California ($3.98B) · First Guaranty Bank ($3.89B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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