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The First National Bank In Falfurrias
Falfurrias, TX · FDIC Certificate #14095 · Chartered 01/0
Total assets
$79.37M
Total deposits
$71.42M
Total equity
$7.86M
Net loans
$21.21M
Branches (offices)
1
Net income (YTD)
$734.00K
Rank: #3,837 of 4,213 U.S. banks by assets · #319 of 346 in Texas. Assets changed 3.1% and deposits 3.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.73% |
| Return on equity | 18.71% |
| Net interest margin (YTD) | 4.07% |
| Equity to assets | 9.90% |
| Tier 1 leverage ratio | 9.82% |
| Uninsured deposits (share of deposits) | 31.0% |
| Noncurrent loans (share of loans) | 0.08% |
| Net charge-offs (share of loans) | 0.10% |
| Loans to deposits | 29.7% |
| Real estate loans (share of loans) | 49.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $10.55M | 49.7% | |
| Commercial & industrial | $7.40M | 34.9% | |
| Consumer / individual | $3.21M | 15.2% | |
| Construction & development | $903.00K | 4.3% | |
| Agricultural | $336.00K | 1.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $75.36M | $68.17M | $485.00K | $7.15M |
| Jun 2023 | $72.90M | $65.87M | $527.00K | $6.93M |
| Jun 2024 | $76.74M | $68.63M | $834.00K | $8.01M |
| Jun 2025 | $76.95M | $68.86M | $804.00K | $8.00M |
| Jun 2026 | $79.37M | $71.42M | $734.00K | $7.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $71.42M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $71.42M.
Similar-sized banks
Beardstown Savings S.B. ($79.47M) · Washington State Bank ($79.06M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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