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Washington State Bank
Washington, IL · FDIC Certificate #16667 · Chartered 01/1
Total assets
$79.06M
Total deposits
$70.17M
Total equity
$5.61M
Net loans
$29.69M
Branches (offices)
1
Net income (YTD)
$304.00K
Rank: #3,838 of 4,213 U.S. banks by assets · #279 of 322 in Illinois. Assets changed -1.3% and deposits 0.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.75% |
| Return on equity | 10.75% |
| Net interest margin (YTD) | 2.25% |
| Equity to assets | 7.10% |
| Tier 1 leverage ratio | 9.10% |
| Uninsured deposits (share of deposits) | 25.6% |
| Noncurrent loans (share of loans) | 1.03% |
| Net charge-offs (share of loans) | 0.19% |
| Loans to deposits | 42.3% |
| Real estate loans (share of loans) | 84.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $24.97M | 84.1% | |
| Commercial & industrial | $2.89M | 9.7% | |
| Consumer / individual | $2.73M | 9.2% | |
| Construction & development | $319.00K | 1.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $76.03M | $66.91M | $283.00K | $4.10M |
| Jun 2023 | $75.49M | $67.24M | $378.00K | $4.20M |
| Jun 2024 | $75.87M | $69.61M | $153.00K | $4.63M |
| Jun 2025 | $80.14M | $69.70M | $213.00K | $5.52M |
| Jun 2026 | $79.06M | $70.17M | $304.00K | $5.61M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $70.17M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $70.17M.
Similar-sized banks
The First National Bank In Falfurrias ($79.37M) · Bank Of Ontario ($79.00M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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