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The First National Bank Of Absecon
Absecon, NJ · FDIC Certificate #6442 · Chartered 03/2
Total assets
$194.99M
Total deposits
$175.82M
Total equity
$17.97M
Net loans
$121.09M
Branches (offices)
4
Net income (YTD)
$793.00K
Rank: #3,006 of 4,213 U.S. banks by assets · #43 of 49 in New Jersey. Assets changed -0.5% and deposits -1.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.81% |
| Return on equity | 8.78% |
| Net interest margin (YTD) | 4.02% |
| Equity to assets | 9.22% |
| Tier 1 leverage ratio | 10.21% |
| Uninsured deposits (share of deposits) | 38.6% |
| Noncurrent loans (share of loans) | 0.06% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 68.9% |
| Real estate loans (share of loans) | 96.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $116.48M | 96.2% | |
| Commercial & industrial | $5.65M | 4.7% | |
| Consumer / individual | $78.00K | 0.1% | |
| Construction & development | $1.91M | 1.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $181.69M | $168.11M | $286.00K | $12.86M |
| Jun 2023 | $184.43M | $170.49M | $749.00K | $12.95M |
| Jun 2024 | $180.57M | $164.92M | $493.00K | $14.67M |
| Jun 2025 | $195.95M | $178.09M | $655.00K | $16.75M |
| Jun 2026 | $194.99M | $175.82M | $793.00K | $17.97M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Jersey | $175.82M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $175.82M.
Similar-sized banks
The Seiling State Bank ($195.04M) · The Fidelity State Bank And Trust Company ($194.79M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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