Advertisement
The New Washington State Bank
New Washington, IN · FDIC Certificate #13305 · Chartered 03/0
Total assets
$798.10M
Total deposits
$721.58M
Total equity
$70.00M
Net loans
$526.59M
Branches (offices)
12
Net income (YTD)
$3.61M
Rank: #1,258 of 4,213 U.S. banks by assets · #28 of 87 in Indiana. Assets changed 23.8% and deposits 22.4% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.93% |
| Return on equity | 10.16% |
| Net interest margin (YTD) | 3.89% |
| Equity to assets | 8.77% |
| Tier 1 leverage ratio | 9.33% |
| Uninsured deposits (share of deposits) | 38.9% |
| Noncurrent loans (share of loans) | 0.83% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 73.0% |
| Real estate loans (share of loans) | 73.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $385.74M | 73.3% | |
| Commercial & industrial | $82.09M | 15.6% | |
| Consumer / individual | $36.51M | 6.9% | |
| Construction & development | $67.47M | 12.8% | |
| Agricultural | $3.35M | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $523.34M | $482.78M | $3.05M | $36.56M |
| Jun 2023 | $522.09M | $478.01M | $3.23M | $37.10M |
| Jun 2024 | $556.96M | $507.80M | $2.42M | $45.13M |
| Jun 2025 | $644.80M | $589.75M | $2.04M | $49.69M |
| Jun 2026 | $798.10M | $721.58M | $3.61M | $70.00M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $721.58M | 12 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $721.58M.
Similar-sized banks
Primebank ($800.58M) · The Pitney Bowes Bank, Inc. ($796.33M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement