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The Pitney Bowes Bank, Inc.
Salt Lake City, UT · FDIC Certificate #34599 · Chartered 01/1
Total assets
$796.33M
Total deposits
$676.39M
Total equity
$77.41M
Net loans
$462.34M
Branches (offices)
1
Net income (YTD)
$21.68M
Rank: #1,259 of 4,213 U.S. banks by assets · #33 of 44 in Utah. Assets changed -2.4% and deposits -1.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 5.34% |
| Return on equity | 55.69% |
| Net interest margin (YTD) | 8.09% |
| Equity to assets | 9.72% |
| Tier 1 leverage ratio | 12.37% |
| Uninsured deposits (share of deposits) | 32.7% |
| Noncurrent loans (share of loans) | 0.44% |
| Net charge-offs (share of loans) | 1.24% |
| Loans to deposits | 68.4% |
| Real estate loans (share of loans) | 0.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.12M | 0.5% | |
| Commercial & industrial | $308.11M | 66.6% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $1.49M | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $751.72M | $632.83M | $23.77M | $44.74M |
| Jun 2023 | $823.39M | $701.28M | $23.92M | $45.19M |
| Jun 2024 | $899.34M | $741.56M | $26.82M | $58.77M |
| Jun 2025 | $816.12M | $684.02M | $24.75M | $73.43M |
| Jun 2026 | $796.33M | $676.39M | $21.68M | $77.41M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Utah | $676.39M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $676.39M.
Similar-sized banks
The New Washington State Bank ($798.10M) · American Federal Bank ($795.84M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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