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The Pennsville National Bank
Pennsville, NJ · FDIC Certificate #19978 · Chartered 06/2
Total assets
$281.77M
Total deposits
$251.64M
Total equity
$28.46M
Net loans
$130.11M
Branches (offices)
5
Net income (YTD)
$2.11M
Rank: #2,560 of 4,213 U.S. banks by assets · #42 of 49 in New Jersey. Assets changed 0.3% and deposits -0.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.48% |
| Return on equity | 15.06% |
| Net interest margin (YTD) | 4.21% |
| Equity to assets | 10.10% |
| Tier 1 leverage ratio | 10.23% |
| Uninsured deposits (share of deposits) | 27.6% |
| Noncurrent loans (share of loans) | 1.41% |
| Net charge-offs (share of loans) | 0.11% |
| Loans to deposits | 51.7% |
| Real estate loans (share of loans) | 61.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $79.59M | 61.2% | |
| Commercial & industrial | $10.55M | 8.1% | |
| Consumer / individual | $13.06M | 10.0% | |
| Construction & development | $4.58M | 3.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $265.77M | $250.80M | $233.00K | $13.46M |
| Jun 2023 | $275.60M | $260.09M | $554.00K | $13.92M |
| Jun 2024 | $273.68M | $252.47M | $1.31M | $19.40M |
| Jun 2025 | $281.05M | $253.21M | $2.06M | $25.78M |
| Jun 2026 | $281.77M | $251.64M | $2.11M | $28.46M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Jersey | $251.64M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $251.64M.
Similar-sized banks
Unity Bank Of Mississippi ($281.78M) · Sonata Bank ($281.53M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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