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Waukesha State Bank
Waukesha, WI · FDIC Certificate #16160 · Chartered 06/1
Total assets
$1.62B
Total deposits
$1.29B
Total equity
$177.71M
Net loans
$1.20B
Branches (offices)
15
Net income (YTD)
$19.27M
Rank: #691 of 4,213 U.S. banks by assets · #19 of 153 in Wisconsin. Assets changed 5.4% and deposits 1.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.38% |
| Return on equity | 21.85% |
| Net interest margin (YTD) | 4.46% |
| Equity to assets | 10.94% |
| Tier 1 leverage ratio | 11.51% |
| Uninsured deposits (share of deposits) | 30.1% |
| Noncurrent loans (share of loans) | 0.25% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 93.2% |
| Real estate loans (share of loans) | 89.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.07B | 89.5% | |
| Commercial & industrial | $111.38M | 9.3% | |
| Consumer / individual | $7.70M | 0.6% | |
| Construction & development | $200.03M | 16.7% | |
| Agricultural | $2.88M | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.44B | $1.20B | $12.22M | $131.29M |
| Jun 2023 | $1.50B | $1.16B | $9.57M | $135.30M |
| Jun 2024 | $1.46B | $1.18B | $12.67M | $157.38M |
| Jun 2025 | $1.54B | $1.26B | $15.86M | $171.73M |
| Jun 2026 | $1.62B | $1.29B | $19.27M | $177.71M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $1.29B | 15 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.29B.
Similar-sized banks
International Bank Of Commerce ($1.63B) · Bluestone Bank ($1.62B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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