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Bluestone Bank
Raynham, MA · FDIC Certificate #90169 · Chartered 03/1
Total assets
$1.62B
Total deposits
$1.32B
Total equity
$131.84M
Net loans
$1.19B
Branches (offices)
11
Net income (YTD)
$2.44M
Rank: #692 of 4,213 U.S. banks by assets · #34 of 89 in Massachusetts. Assets changed 2.3% and deposits 5.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.30% |
| Return on equity | 3.75% |
| Net interest margin (YTD) | 2.43% |
| Equity to assets | 8.13% |
| Tier 1 leverage ratio | 9.52% |
| Uninsured deposits (share of deposits) | 35.5% |
| Noncurrent loans (share of loans) | 1.04% |
| Net charge-offs (share of loans) | 0.16% |
| Loans to deposits | 90.0% |
| Real estate loans (share of loans) | 91.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.08B | 91.5% | |
| Commercial & industrial | $85.22M | 7.2% | |
| Consumer / individual | $22.74M | 1.9% | |
| Construction & development | $132.35M | 11.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.33B | $1.21B | $3.98M | $109.64M |
| Jun 2023 | $1.45B | $1.23B | $1.81M | $104.74M |
| Jun 2024 | $1.52B | $1.22B | $2.54M | $109.67M |
| Jun 2025 | $1.59B | $1.25B | $2.80M | $119.62M |
| Jun 2026 | $1.62B | $1.32B | $2.44M | $131.84M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $1.32B | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.32B.
Similar-sized banks
Waukesha State Bank ($1.62B) · Ffb Bank ($1.62B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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