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Ffb Bank
Fresno, CA · FDIC Certificate #58090 · Chartered 12/2
Total assets
$1.62B
Total deposits
$1.39B
Total equity
$186.69M
Net loans
$1.24B
Branches (offices)
1
Net income (YTD)
$10.53M
Rank: #693 of 4,213 U.S. banks by assets · #48 of 115 in California. Assets changed 9.3% and deposits 11.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.33% |
| Return on equity | 10.67% |
| Net interest margin (YTD) | 4.87% |
| Equity to assets | 11.54% |
| Tier 1 leverage ratio | 12.20% |
| Uninsured deposits (share of deposits) | 52.7% |
| Noncurrent loans (share of loans) | 3.54% |
| Net charge-offs (share of loans) | 0.32% |
| Loans to deposits | 89.3% |
| Real estate loans (share of loans) | 69.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $864.61M | 69.7% | |
| Commercial & industrial | $302.38M | 24.4% | |
| Consumer / individual | $3.00K | 0.0% | |
| Construction & development | $34.49M | 2.8% | |
| Agricultural | $53.82M | 4.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.14B | $1.01B | $12.67M | $118.88M |
| Jun 2023 | $1.30B | $1.08B | $17.89M | $144.88M |
| Jun 2024 | $1.44B | $1.17B | $16.59M | $185.34M |
| Jun 2025 | $1.48B | $1.24B | $14.88M | $204.28M |
| Jun 2026 | $1.62B | $1.39B | $10.53M | $186.69M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $1.39B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.39B.
Similar-sized banks
Bluestone Bank ($1.62B) · International Finance Bank ($1.62B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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