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Bay Atlantic
VINELAND, NJ · NCUA Charter #3541 · Federal charter · Chartered 1939
Total assets
$97.06M
Shares & deposits
$87.74M
Total loans
$47.79M
Members
9,261
Net worth
$8.65M
Branches
3
Rank: #1,846 of 4,299 U.S. credit unions by assets · #31 of 126 in New Jersey. Assets changed 4.8% and membership -0.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.92% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.20% |
| Loans to shares & deposits | 54.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $86.86M | $81.09M | $0 | $6.37M |
| Jun 2023 | $87.59M | $81.30M | $0 | $7.13M |
| Jun 2024 | $91.03M | $80.44M | $0 | $7.46M |
| Jun 2025 | $92.61M | $83.81M | $0 | $8.24M |
| Jun 2026 | $97.06M | $87.74M | $0 | $8.65M |
Branch footprint
| State | Branches |
|---|---|
| New Jersey | 3 |
Similar-sized credit unions
Point West ($97.52M) · Crossroads Community ($96.92M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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