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Bay Cities
Hayward, CA · NCUA Charter #68316 · State charter, federally insured · Chartered 1953
Total assets
$77.58M
Shares & deposits
$67.42M
Total loans
$30.65M
Members
6,593
Net worth
$9.86M
Branches
1
Rank: #2,034 of 4,299 U.S. credit unions by assets · #166 of 239 in California. Assets changed -1.0% and membership -4.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.70% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.48% |
| Loans to shares & deposits | 45.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $89.49M | $82.74M | $0 | $6.70M |
| Jun 2023 | $83.83M | $76.57M | $0 | $6.87M |
| Jun 2024 | $76.68M | $68.37M | $0 | $7.80M |
| Jun 2025 | $78.33M | $69.01M | $0 | $8.93M |
| Jun 2026 | $77.58M | $67.42M | $0 | $9.86M |
Branch footprint
| State | Branches |
|---|---|
| California | 1 |
Similar-sized credit unions
New York University ($77.65M) · Eaton Family ($77.58M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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