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Black Hills
Rapid City, SD · NCUA Charter #4365 · Federal charter · Chartered 1941
Total assets
$2.38B
Shares & deposits
$2.13B
Total loans
$1.66B
Members
109,705
Net worth
$251.23M
Branches
21
Rank: #228 of 4,299 U.S. credit unions by assets · #1 of 33 in South Dakota. Assets changed 6.1% and membership 2.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.56% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.52% |
| Loans to shares & deposits | 77.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.95B | $1.73B | $0 | $198.38M |
| Jun 2023 | $2.23B | $1.79B | $0 | $216.74M |
| Jun 2024 | $2.34B | $1.90B | $0 | $230.99M |
| Jun 2025 | $2.24B | $2.01B | $0 | $240.07M |
| Jun 2026 | $2.38B | $2.13B | $0 | $251.23M |
Branch footprint
| State | Branches |
|---|---|
| South Dakota | 19 |
| Montana | 2 |
Similar-sized credit unions
Ithink Financial ($2.38B) · Centra ($2.38B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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