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Credit Unions · Indiana

Centra

COLUMBUS, IN · NCUA Charter #68287 · State charter, federally insured · Chartered 1940

Total assets
$2.38B
Shares & deposits
$2.07B
Total loans
$1.75B
Members
138,394
Net worth
$293.19M
Branches
29
Rank: #229 of 4,299 U.S. credit unions by assets · #6 of 121 in Indiana. Assets changed 6.4% and membership -9.1% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)12.34%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.41%
Loans to shares & deposits84.5%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$2.01B$1.74B$0$245.85M
Jun 2023$2.09B$1.76B$0$257.34M
Jun 2024$2.12B$1.83B$0$264.24M
Jun 2025$2.23B$1.95B$0$273.55M
Jun 2026$2.38B$2.07B$0$293.19M

Branch footprint

StateBranches
Indiana27
New York1
North Carolina1

Similar-sized credit unions

Black Hills ($2.38B) · Brightbridge ($2.36B)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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