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Credit Unions · California

Central State

Stockton, CA · NCUA Charter #60363 · State charter, federally insured · Chartered 1936

Total assets
$258.23M
Shares & deposits
$211.30M
Total loans
$86.21M
Members
14,017
Net worth
$23.27M
Branches
4
Rank: #1,129 of 4,299 U.S. credit unions by assets · #112 of 239 in California. Assets changed 10.4% and membership -5.9% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)9.01%
Return on assets (annualized, approx.)0.00%
Loans to shares & deposits40.8%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$244.79M$235.57M$0$20.30M
Jun 2023$232.95M$226.47M$0$21.87M
Jun 2024$235.84M$225.98M$0$22.09M
Jun 2025$233.82M$219.75M$0$22.55M
Jun 2026$258.23M$211.30M$0$23.27M

Branch footprint

StateBranches
California4

Similar-sized credit unions

Mygeorgia ($258.46M) · Usx ($258.10M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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