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Desert Financial
Phoenix, AZ · NCUA Charter #68713 · State charter, federally insured · Chartered 1939
Total assets
$9.89B
Shares & deposits
$8.86B
Total loans
$5.31B
Members
517,794
Net worth
$1.16B
Branches
51
Rank: #27 of 4,299 U.S. credit unions by assets · #1 of 33 in Arizona. Assets changed 9.0% and membership 5.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.10% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.33% |
| Loans to shares & deposits | 59.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $8.35B | $7.70B | $0 | $847.24M |
| Jun 2023 | $8.52B | $7.53B | $0 | $945.47M |
| Jun 2024 | $8.77B | $7.68B | $0 | $1.01B |
| Jun 2025 | $9.07B | $8.29B | $0 | $1.07B |
| Jun 2026 | $9.89B | $8.86B | $0 | $1.16B |
Branch footprint
| State | Branches |
|---|---|
| Arizona | 51 |
Similar-sized credit unions
Teachers ($9.92B) · Midflorida ($9.79B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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