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Midflorida
Lakeland, FL · NCUA Charter #68600 · State charter, federally insured · Chartered 1954
Total assets
$9.79B
Shares & deposits
$8.63B
Total loans
$7.85B
Members
499,969
Net worth
$1.05B
Branches
69
Rank: #28 of 4,299 U.S. credit unions by assets · #3 of 107 in Florida. Assets changed 13.1% and membership 3.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.69% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.33% |
| Loans to shares & deposits | 90.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $6.70B | $6.05B | $0 | $619.19M |
| Jun 2023 | $7.20B | $6.17B | $0 | $714.94M |
| Jun 2024 | $7.97B | $6.82B | $0 | $817.16M |
| Jun 2025 | $8.65B | $7.40B | $0 | $926.41M |
| Jun 2026 | $9.79B | $8.63B | $0 | $1.05B |
Branch footprint
| State | Branches |
|---|---|
| Florida | 69 |
Similar-sized credit unions
Desert Financial ($9.89B) · Patelco ($9.77B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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