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El Monte Community
El Monte, CA · NCUA Charter #95072 · State charter · Chartered 1956
Total assets
$34.44M
Shares & deposits
$30.28M
Total loans
$18.06M
Members
2,647
Net worth
$3.60M
Branches
2
Rank: #2,723 of 4,299 U.S. credit unions by assets · #198 of 239 in California. Assets changed 4.5% and membership -0.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.44% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.06% |
| Loans to shares & deposits | 59.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $35.86M | $33.10M | $0 | $2.48M |
| Jun 2023 | $33.61M | $30.31M | $0 | $2.74M |
| Jun 2024 | $33.43M | $30.13M | $0 | $2.90M |
| Jun 2025 | $32.96M | $29.22M | $0 | $3.24M |
| Jun 2026 | $34.44M | $30.28M | $0 | $3.60M |
Branch footprint
| State | Branches |
|---|---|
| California | 1 |
| Texas | 1 |
Similar-sized credit unions
Pfd Firefighters Credit Union Inc. ($34.45M) · Greater Valley ($34.43M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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