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Espeeco
Bakersfield, CA · NCUA Charter #9590 · Federal charter · Chartered 1954
Total assets
$12.03M
Shares & deposits
$11.32M
Total loans
$6.29M
Members
1,057
Net worth
$845.22K
Branches
3
Rank: #3,416 of 4,299 U.S. credit unions by assets · #221 of 239 in California. Assets changed -1.5% and membership -1.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 7.03% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.16% |
| Loans to shares & deposits | 55.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $12.37M | $11.77M | $0 | $761.84K |
| Jun 2023 | $12.24M | $11.61M | $0 | $821.61K |
| Jun 2024 | $11.09M | $10.32M | $0 | $940.09K |
| Jun 2025 | $12.21M | $11.35M | $0 | $980.29K |
| Jun 2026 | $12.03M | $11.32M | $0 | $845.22K |
Branch footprint
| State | Branches |
|---|---|
| Tennessee | 2 |
| California | 1 |
Similar-sized credit unions
Wakefern ($12.05M) · North Carolina Press Association ($11.99M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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