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First Citizens'
FAIRHAVEN, MA · NCUA Charter #24254 · Federal charter · Chartered 1937
Total assets
$705.88M
Shares & deposits
$559.83M
Total loans
$404.25M
Members
42,583
Net worth
$142.51M
Branches
12
Rank: #623 of 4,299 U.S. credit unions by assets · #22 of 121 in Massachusetts. Assets changed 2.9% and membership -3.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 20.19% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.21% |
| Loans to shares & deposits | 72.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $887.97M | $771.73M | $0 | $98.83M |
| Jun 2023 | $769.37M | $641.17M | $0 | $117.37M |
| Jun 2024 | $693.85M | $556.45M | $0 | $128.36M |
| Jun 2025 | $686.27M | $547.06M | $0 | $135.50M |
| Jun 2026 | $705.88M | $559.83M | $0 | $142.51M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 12 |
Similar-sized credit unions
America'S Credit Union, A ($709.51M) · Mypoint ($704.50M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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