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Mypoint
San Diego, CA · NCUA Charter #68377 · State charter, federally insured · Chartered 1948
Total assets
$704.50M
Shares & deposits
$576.35M
Total loans
$605.78M
Members
28,732
Net worth
$60.21M
Branches
7
Rank: #624 of 4,299 U.S. credit unions by assets · #82 of 239 in California. Assets changed 9.9% and membership 6.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.55% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.19% |
| Loans to shares & deposits | 105.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $700.96M | $624.95M | $0 | $53.77M |
| Jun 2023 | $665.18M | $590.82M | $0 | $55.79M |
| Jun 2024 | $636.12M | $550.58M | $0 | $57.32M |
| Jun 2025 | $641.03M | $557.37M | $0 | $57.36M |
| Jun 2026 | $704.50M | $576.35M | $0 | $60.21M |
Branch footprint
| State | Branches |
|---|---|
| California | 7 |
Similar-sized credit unions
First Citizens' ($705.88M) · Resound ($704.38M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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