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Graco
Alma, MI · NCUA Charter #15304 · Federal charter · Chartered 1962
Total assets
$38.17M
Shares & deposits
$33.97M
Total loans
$15.57M
Members
3,364
Net worth
$3.70M
Branches
1
Rank: #2,641 of 4,299 U.S. credit unions by assets · #145 of 169 in Michigan. Assets changed 18.6% and membership -1.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.70% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.41% |
| Loans to shares & deposits | 45.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $31.94M | $29.47M | $0 | $2.37M |
| Jun 2023 | $30.26M | $27.42M | $0 | $2.59M |
| Jun 2024 | $29.05M | $25.87M | $0 | $3.02M |
| Jun 2025 | $32.19M | $28.70M | $0 | $3.30M |
| Jun 2026 | $38.17M | $33.97M | $0 | $3.70M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 1 |
Similar-sized credit unions
Befit Financial ($38.19M) · Lanai ($38.17M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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