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Befit Financial
Vacaville, CA · NCUA Charter #11943 · Federal charter · Chartered 1957
Total assets
$38.19M
Shares & deposits
$34.09M
Total loans
$18.99M
Members
2,351
Net worth
$3.83M
Branches
1
Rank: #2,640 of 4,299 U.S. credit unions by assets · #195 of 239 in California. Assets changed 1.0% and membership -7.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.02% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.20% |
| Loans to shares & deposits | 55.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $43.22M | $39.55M | $0 | $3.33M |
| Jun 2023 | $39.92M | $35.94M | $0 | $3.61M |
| Jun 2024 | $39.62M | $35.68M | $0 | $3.79M |
| Jun 2025 | $37.80M | $33.79M | $0 | $3.74M |
| Jun 2026 | $38.19M | $34.09M | $0 | $3.83M |
Branch footprint
| State | Branches |
|---|---|
| California | 1 |
Similar-sized credit unions
Mcdowell Cornerstone ($38.27M) · Graco ($38.17M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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