Advertisement
Credit Unions · North Carolina
Mcdowell Cornerstone
MARION, NC · NCUA Charter #60149 · State charter, federally insured · Chartered 1967
Total assets
$38.27M
Shares & deposits
$30.87M
Total loans
$22.43M
Members
2,710
Net worth
$6.78M
Branches
1
Rank: #2,639 of 4,299 U.S. credit unions by assets · #39 of 57 in North Carolina. Assets changed 3.3% and membership -2.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Net worth ratio (capital) | 17.72% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 2.47% |
| Loans to shares & deposits | 72.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $37.18M | $31.10M | $0 | $5.52M |
| Jun 2023 | $35.21M | $29.09M | $0 | $5.86M |
| Jun 2024 | $35.14M | $29.06M | $0 | $5.94M |
| Jun 2025 | $37.03M | $30.29M | $0 | $6.40M |
| Jun 2026 | $38.27M | $30.87M | $0 | $6.78M |
Branch footprint
| State | Branches |
|---|---|
| North Carolina | 1 |
Similar-sized credit unions
St. Thomas ($38.27M) · Befit Financial ($38.19M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
Advertisement