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Grand Central Terminal Employees
NEW YORK, NY · NCUA Charter #1059 · Federal charter · Chartered 1936
Total assets
$6.62M
Shares & deposits
$5.81M
Total loans
$1.22M
Members
1,423
Net worth
$789.66K
Branches
1
Rank: #3,714 of 4,299 U.S. credit unions by assets · #221 of 268 in New York. Assets changed -9.4% and membership -5.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.93% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.48% |
| Loans to shares & deposits | 21.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $8.47M | $7.43M | $0 | $1.03M |
| Jun 2023 | $7.94M | $6.92M | $0 | $996.71K |
| Jun 2024 | $7.17M | $6.26M | $0 | $893.20K |
| Jun 2025 | $7.30M | $6.43M | $0 | $853.21K |
| Jun 2026 | $6.62M | $5.81M | $0 | $789.66K |
Branch footprint
| State | Branches |
|---|---|
| New York | 1 |
Similar-sized credit unions
Twin Oaks ($6.63M) · Sweetwater Regional ($6.61M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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