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Twin Oaks
Apple Grove, WV · NCUA Charter #22681 · Federal charter · Chartered 1977
Total assets
$6.63M
Shares & deposits
$5.80M
Total loans
$5.68M
Members
1,282
Net worth
$820.72K
Branches
2
Rank: #3,713 of 4,299 U.S. credit unions by assets · #62 of 74 in West Virginia. Assets changed 7.3% and membership 11.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.39% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.24% |
| Loans to shares & deposits | 97.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $8.06M | $7.36M | $0 | $690.26K |
| Jun 2023 | $7.32M | $6.58M | $0 | $729.46K |
| Jun 2024 | $6.72M | $5.97M | $0 | $746.86K |
| Jun 2025 | $6.18M | $5.39M | $0 | $777.22K |
| Jun 2026 | $6.63M | $5.80M | $0 | $820.72K |
Branch footprint
| State | Branches |
|---|---|
| West Virginia | 2 |
Similar-sized credit unions
District 62 Highway ($6.64M) · Grand Central Terminal Employees ($6.62M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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