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Gulf Shore
Texas City, TX · NCUA Charter #2442 · Federal charter · Chartered 1937
Total assets
$28.54M
Shares & deposits
$24.41M
Total loans
$12.16M
Members
2,969
Net worth
$3.82M
Branches
2
Rank: #2,870 of 4,299 U.S. credit unions by assets · #228 of 380 in Texas. Assets changed 2.5% and membership -6.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.38% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.21% |
| Loans to shares & deposits | 49.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $15.73M | $14.32M | $0 | $1.25M |
| Jun 2023 | $21.82M | $19.70M | $0 | $2.04M |
| Jun 2024 | $27.74M | $23.71M | $0 | $3.84M |
| Jun 2025 | $27.86M | $23.84M | $0 | $3.82M |
| Jun 2026 | $28.54M | $24.41M | $0 | $3.82M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 2 |
Similar-sized credit unions
Tri-Lakes ($28.67M) · Engage ($28.46M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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