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Tri-Lakes
SARANAC LAKE, NY · NCUA Charter #23198 · Federal charter · Chartered 1978
Total assets
$28.67M
Shares & deposits
$24.59M
Total loans
$12.17M
Members
2,156
Net worth
$3.88M
Branches
2
Rank: #2,869 of 4,299 U.S. credit unions by assets · #165 of 268 in New York. Assets changed 5.1% and membership -0.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.54% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.03% |
| Loans to shares & deposits | 49.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $27.31M | $24.94M | $0 | $2.03M |
| Jun 2023 | $27.57M | $24.83M | $0 | $2.39M |
| Jun 2024 | $26.37M | $23.12M | $0 | $2.86M |
| Jun 2025 | $27.28M | $23.57M | $0 | $3.41M |
| Jun 2026 | $28.67M | $24.59M | $0 | $3.88M |
Branch footprint
| State | Branches |
|---|---|
| New York | 2 |
Similar-sized credit unions
Emerald Empire ($28.82M) · Gulf Shore ($28.54M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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