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Credit Unions · Virginia

Hampton Roads Educ Credit Union Inc

HAMPTON, VA · NCUA Charter #66913 · State charter, federally insured · Chartered 1954

Total assets
$46.92M
Shares & deposits
$42.01M
Total loans
$16.77M
Members
4,481
Net worth
$3.95M
Branches
3
Rank: #2,444 of 4,299 U.S. credit unions by assets · #60 of 95 in Virginia. Assets changed 5.6% and membership -2.8% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)8.41%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.91%
Loans to shares & deposits39.9%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$42.81M$40.09M$0$3.10M
Jun 2023$43.21M$40.54M$0$3.14M
Jun 2024$42.98M$39.38M$0$3.30M
Jun 2025$44.45M$40.42M$0$3.56M
Jun 2026$46.92M$42.01M$0$3.95M

Branch footprint

StateBranches
Virginia2
North Carolina1

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Mountain Heritage ($46.96M) · Children'S Medical Center ($46.78M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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