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Mountain Heritage
PARKERSBURG, WV · NCUA Charter #12470 · Federal charter · Chartered 1958
Total assets
$46.96M
Shares & deposits
$39.89M
Total loans
$29.01M
Members
8,671
Net worth
$6.82M
Branches
4
Rank: #2,443 of 4,299 U.S. credit unions by assets · #24 of 74 in West Virginia. Assets changed 2.8% and membership -1.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.52% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 2.09% |
| Loans to shares & deposits | 72.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $52.19M | $46.68M | $0 | $5.41M |
| Jun 2023 | $49.76M | $43.38M | $0 | $5.87M |
| Jun 2024 | $46.56M | $40.05M | $0 | $6.26M |
| Jun 2025 | $45.66M | $39.04M | $0 | $6.53M |
| Jun 2026 | $46.96M | $39.89M | $0 | $6.82M |
Branch footprint
| State | Branches |
|---|---|
| West Virginia | 4 |
Similar-sized credit unions
Worcester Fire Dept. ($47.14M) · Hampton Roads Educ Credit Union Inc ($46.92M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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