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Irco Community
Phillipsburg, NJ · NCUA Charter #17395 · Federal charter · Chartered 1966
Total assets
$93.74M
Shares & deposits
$84.32M
Total loans
$50.07M
Members
6,173
Net worth
$9.44M
Branches
2
Rank: #1,868 of 4,299 U.S. credit unions by assets · #32 of 126 in New Jersey. Assets changed 0.7% and membership -7.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.07% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.01% |
| Loans to shares & deposits | 59.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $101.49M | $93.45M | $0 | $8.29M |
| Jun 2023 | $97.28M | $89.45M | $0 | $8.51M |
| Jun 2024 | $94.98M | $87.01M | $0 | $8.31M |
| Jun 2025 | $93.07M | $84.60M | $0 | $8.62M |
| Jun 2026 | $93.74M | $84.32M | $0 | $9.44M |
Branch footprint
| State | Branches |
|---|---|
| New Jersey | 1 |
| Pennsylvania | 1 |
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Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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