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Keypoint
San Jose, CA · NCUA Charter #65299 · State charter, federally insured · Chartered 1979
Total assets
$1.65B
Shares & deposits
$1.34B
Total loans
$1.32B
Members
55,581
Net worth
$149.95M
Branches
8
Rank: #304 of 4,299 U.S. credit unions by assets · #42 of 239 in California. Assets changed 3.6% and membership 2.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.06% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.28% |
| Loans to shares & deposits | 98.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.70B | $1.37B | $0 | $143.54M |
| Jun 2023 | $1.74B | $1.29B | $0 | $151.00M |
| Jun 2024 | $1.65B | $1.33B | $0 | $150.64M |
| Jun 2025 | $1.60B | $1.34B | $0 | $150.38M |
| Jun 2026 | $1.65B | $1.34B | $0 | $149.95M |
Branch footprint
| State | Branches |
|---|---|
| California | 8 |
Similar-sized credit unions
Westmark ($1.66B) · Northrop Grumman ($1.65B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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