Advertisement
Lake Chem Community
Benton, KY · NCUA Charter #20641 · Federal charter · Chartered 1971
Total assets
$95.92M
Shares & deposits
$86.04M
Total loans
$72.90M
Members
12,043
Net worth
$9.66M
Branches
2
Rank: #1,851 of 4,299 U.S. credit unions by assets · #18 of 51 in Kentucky. Assets changed -2.0% and membership 14.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Net worth ratio (capital) | 10.07% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.28% |
| Loans to shares & deposits | 84.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $93.15M | $86.30M | $0 | $6.69M |
| Jun 2023 | $89.35M | $77.56M | $0 | $7.92M |
| Jun 2024 | $96.35M | $87.78M | $0 | $8.50M |
| Jun 2025 | $97.89M | $88.77M | $0 | $9.01M |
| Jun 2026 | $95.92M | $86.04M | $0 | $9.66M |
Branch footprint
| State | Branches |
|---|---|
| Kentucky | 2 |
Similar-sized credit unions
Wnc Community Cu ($95.97M) · Santee Cooper Credit Union ($95.92M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
Advertisement