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Credit Unions · North Carolina
Wnc Community Cu
Waynesville, NC · NCUA Charter #66854 · State charter, federally insured · Chartered 1946
Total assets
$95.97M
Shares & deposits
$78.95M
Total loans
$66.42M
Members
4,052
Net worth
$16.34M
Branches
2
Rank: #1,850 of 4,299 U.S. credit unions by assets · #27 of 57 in North Carolina. Assets changed 4.1% and membership 1.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 17.03% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.11% |
| Loans to shares & deposits | 84.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $105.17M | $90.25M | $0 | $14.62M |
| Jun 2023 | $101.28M | $79.87M | $0 | $15.34M |
| Jun 2024 | $97.93M | $75.48M | $0 | $15.55M |
| Jun 2025 | $92.22M | $75.95M | $0 | $15.82M |
| Jun 2026 | $95.97M | $78.95M | $0 | $16.34M |
Branch footprint
| State | Branches |
|---|---|
| North Carolina | 2 |
Similar-sized credit unions
Washington County Teachers ($96.49M) · Lake Chem Community ($95.92M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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